Third Party Insurance
Protect Everyone on the Road
You don’t drive alone, so be the driver who protects everyone else on the road.
Your commitment to shared security
Third-Party Insurance empowers you to drive with confidence, knowing you're contributing to the safety of everyone around you.
YOU + EVERY RIDER = SAFER
Peace of Mind on Every Mile
Enjoy affordable coverage for third-party property damage and bodily injury claims.
Protection for All
In the event of an accident where you cause damage to another person’s vehicle or injure someone, Third-Party Insurance has you covered, ensuring they receive the compensation they deserve.
Drive with Confidence, Act with Responsibility
Knowing you’re covered fosters a sense of security and allows you to focus on the joy of driving, while upholding your responsibility on the road.
Start looking out…for others
- Get a quick online quote and discover how affordable it is to prioritize safety on the road.
- Email us at customercare@empleng.com
Here is what you need to know about Third Party Insurance
What are the limitations of this cover?
- Limitations as to use of the vehicles include:
- Use only for social, domestic and pleasure purpose and for the policy holder’s business.
- The policy does not cover user for hire or reward or for racing, pace-making reliability, trial speed testing or use for purposes in connection with motor trade.
Please note that a failure to provide all the required KYC documentation in line with regulations will lead to a cancellation of the policy.
***Limitations rendered inoperative by the provision of the motor vehicle (Third Party Insurance) Act 1945 are not to be included under this heading.
Can I pay for my insurance in installments?
- Yes, premium payments can be made in annual, biannual, or quarterly installments.
How do I know if my policy is expired?
- A renewal notice will be sent to you prior to the expiration of your policy
How soon should I inform emPLE Insurance of an accident or theft?
- Immediately after the accident occurs.
What are the required documents to substantiate my motor accident claim?
- Formal notification of claim
- Completed claim form
- Photographs of the vehicle in its damaged state
- Police report
- Copy of driver’s license
- A detailed estimate of repairs from a reputable garage
What do insurance companies consider when repudiating a claim?
- Non-payment of premiums is considered.
- Inability to substantiate the claim
What are the list of documents required?
- A witness is required
- Police report
- Photograph of the vessel in its damaged state
