Fight back, Stay Ready
Critical illness doesn’t have to define your story. We help you fight back because we know how much a win matters.
Stay strong, financially
Life throws curveballs, and sometimes those curves can be health challenges. If serious illness happens, we’ll keep your finance so you can afford care and everything else
Catch this Curveball
Critical Illness Cover empowers you with financial security so something feels right in a time when nothing does
Peace of Mind, Today and Tomorrow
Choose a coverage amount ranging from NGN500,000 to NGN30,000,000, ensuring you have the resources to manage your health journey.
Flexibility for Your Journey
Select a policy term that fits your needs, from 3 to 15 years, providing long-term protection against critical illnesses.
Potential Rewards
Enjoy an optional 10% cashback benefit at the end of your policy term, further supporting your well-being.
Renew and Keep Moving Forward
The option to renew your policy at the end of the term ensures continued security for your health journey.
Critical Illness Cover is more than insurance; it's a statement of strength. Ready?
- Get a free quote online and explore your options.
- Email us at customercare@empleng.com
- Call our dedicated team at +234 1 700 5707 for expert guidance.
Here is what you need to know about Critical Illness Insurance
- The minimum entry age is 18, the maximum entry age is 67 and the ceasing age is 70 years.
- Premium payment frequency is made on a monthly, quarterly, annual, or bi-annually basis
- All applicants are required to fill out a medical questionnaire and a medical test is required for cover above NGN10,000,000 as well as applicants above 46 years old.
The following medical conditions are fully covered under this solution:
- Heart attack
- Stroke
- Cancer
- Coronary Bypass Graft
- Major Organ Transplants, Heart, Kidney, Liver, Bone Marrow, Lungs, Pancreas
- Kidney Failure
- Coma
- Policy surrender or withdrawal is not applicable.
